MORTGAGE LOANS

 Once you know how much you can qualify for and what type of financing best suits your family’s needs, the exciting search for your new home can begin.  

 Explore the market with your real estate agent to find a home that meets your individual criteria. Our partners service areas from Miami to West Palm Beach, offering you a wide variety of options. 

 Once you have an approved offer and a signed contract, we’ll move to the next step. During this phase, your application will be processed, updated information will be collected, and a title company will be chosen. Your file will then be sent to underwriting for approval. 

 Once your loan is approved and home insurance is secured, we will lock your loan and submit it to underwriting for a final “clear to close.”  

  With a clear to close, your file is handed over to our closing department. We will work closely with the title company to balance the final closing numbers, and your loan will be funded. 

  The mortgage process includes pre-approval, home selection, loan application, underwriting, approval, and closing—guiding buyers from financial readiness to homeownership.